Flash Survey Results: Retirement Savings Plans

The OperationsInc Flash Survey “Retirement Savings Plans” explores how many participating companies offer Employer-sponsored retirement plans, how many employees enroll in these plans, and what types of plans are offered.

For the complete results, including results by company size, please click here.


Key Findings:

  • 92% of respondents offer Qualified Retirement Plans.
  • Over 39% of respondents offer Roth 401(k) plans.
  • Of those respondents who offer Qualified Plans, 43% offer Roth 401(k) plans as well.
  • Less than 10% of respondents offer Defined Benefits Pension Plans
  • 8% of respondents do not offer any employer-sponsored retirement savings plans.


Key Findings:

  • Over 57% of respondents offer Employee Contribution Matching.
  • 17% of respondents offer profit sharing, and another 17% do not provide any employer contribution.
  • Of those who provided comments, several mentioned other types of employer contribution options such as a safe harbor account, discretionary matching, and defined contribution pension plans.


Key Finding:

  • Over 63% of respondents indicated that more than half of their eligible employees participate including 8% of respondents with a 100% participate rate.
  • 28% of respondents have a participation rate of 50% or less including 8% who have a participation rate of 10% or under.


Key Finding:

  • 17.19% of respondents have 50 or fewer employees.
  • 29.69% of respondents have 51 to 100 employees.
  • 26.56% of respondents have 101 to 250 employees.
  • 26.56% or respondents have more than 250 employees.


  • Survey Time Period: October – November 2017
  • Number of Participating Companies: 64
  • Regional Concentration: Fairfield County, CT / New York Metro area

For additional information about this survey and our services, please contact Meghan Hopkins, VP of HR Business Development, at 203-595-4261 or mhopkins@OperationsInc.com